MoneyMatters
The value of your decisions.
How much you earn, spend and save, how much you'll have in the future and what your money is really worth against inflation. In any country and any currency.
In development AndroidiPhone Free
Five tabs, five questions
Each tab answers one question about your money. You only see the modules you use: if you don't invest, you won't see investments.
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Home
How am I doing this month?
- Income, spending, savings and % saved
- Your net worth and how it changes
- Months covered by your emergency fund
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My Money
Where does my money go?
- Accounts, transactions and transfers
- Recurring: salary, rent, subscriptions
- Planned budget versus actual
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My Future
How much will I have?
- Savings and compound interest calculator
- Pessimistic, base and optimistic scenarios
- How much to save each month for each goal
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Real Value
What is it really worth?
- Whether you've gained purchasing power
- Your personal inflation, based on how you spend
- Time machine: money from past years in today's terms
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World Economy
And in other countries?
- Map of inflation around the world
- Compare 2 to 4 countries
- What your income is worth in another country
MoneyMatters informs, it doesn't advise: it shows data and projections with their assumptions and never recommends specific products. Projections are indicative and are not financial advice.
What MoneyMatters does
Any country, any currency
Nothing is tied to one country or bank. Each account has its own currency and totals add up in your main currency.
Quick to log
Recurring transactions create themselves every month and the «+» button is always at hand. No spreadsheet imports.
It adapts to you
Five questions when you start set up the app around what you want to achieve. Change them whenever you like.
Shared accounts
With your partner or anyone you like, up to 6 people. Each person contributes their %, and only your share counts in your summary.
Your inflation, not the average
Price rises weighted by how you spend, compared with your country's official inflation.
Discreet mode
Hide amounts with one tap and lock the app with your fingerprint or Face ID.
Get the app
Free, no ads. It will be on:
- In development forGoogle Play For Android phones and tablets
- In development forApp Store For iPhone and iPad
Your money, your data
- We don't connect to your bank: you decide what you log.
- No ads and no selling your data.
- Your data is stored on servers in the European Union.
- You can export your data or delete your account whenever you want.
Frequently asked questions
How much does it cost?
Nothing. MoneyMatters is free and has no ads.
Do I have to connect my bank?
No. You log transactions by hand, but recurring ones (salary, rent, subscriptions) create themselves every month and you just confirm them.
Does it work for my country and currency?
Yes, for any country. The first version supports the roughly 30 currencies published by the European Central Bank.
Does it tell me what to invest in?
No. MoneyMatters informs, it doesn't advise: it shows your data and projections with the assumptions you enter, but it never recommends products.
Can I share expenses with my partner?
Yes. Create a shared account, tap «Invite» and send the 6-character code. It's valid for 7 days and each space allows up to 6 people.
Where does the inflation data come from?
From public sources such as the World Bank, the IMF, Eurostat and the European Central Bank. Every figure shows its source and date.
How do I delete my account?
In the app, under Settings > Delete account, or by writing to us. It's explained on the "Delete account" page.
Availability
In development for Android and iPhone. It will be free.